Can businesses(collection agencies) find my new cell phone number?
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I keep getting calls from collection agencies 2-3 times a year for a period of week or two for each time asking for someone with my last name whom I do not know. The phone number is my cell phone number, but I ported it from my land line a year or two ago. And I can only assume that someone is using my phone number and maybe my address too. I asked about what to do in this case in another thread and an sending an official letter was recommended, but then that will only solve problem for this time. In the future, I will probably get calls from different collection agencies each time. This has been happening for several years and they all are asking for the same person with my last name. As much as I hate to do this, I am thinking about changing my number (my cell phone number). If I do change my cell phone number, will that almost guarantee that I will not be getting such calls again from the new number? (i.e. will these collection agencies be able to search some where for my address or my last name and get my new cell phone number? if so, then switching number doesn't seem worth the trouble). I am assuming that they will not be able to look at my credit report or my other personal documents since they have the wrong person and they would need correct SSN to get my info. They just have my phone number and maybe address with wrong name. Will they be able to some how get my new number?
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Answer:
Anytime you get a new cell #, you run the risk of taking over a # of someone who had bad credit. This is esp. true for prepaid services like VirginMobile. You'll just have to keep resending cease communications letters. If this situation is really out of control, then changing #'s might be a solution. If this is a postpaid cell phone account, then they might find your # again. --------------------------------------… How to stop collection agency harassment for a debt that is not yours: - Send the collection agency a letter via Certified Mail + Return Receipt (do NOT use regular mail) stating: Per the Fair Debt Collection Practices Act, cease all communications with me about this alleged debt and stop all phone calls to [insert your phone #]. This is not my debt. Receipt of this letter is officially being time stamped via Certified Mail. I will pursue each subsequent phone call from your office with a $1,000 per incident penalty for Fair Debt Collection Practices Act violations. To speed things up, fax this same letter to the collection agency. Free fax service at: http://www.myfax.com/free/ If they keep calling, read the following statement to them: Be advised that this call is being recorded. If you do not consent to being recorded, you need to terminate this call. Continuation of this phone call after officially being informed that it is being recorded implies consent to be recorded. This recording will be used to pursue Fair Debt Collection Practice Act violations in a court of law.
real_ki at Yahoo! Answers Visit the source
Other answers
If the person who owes the debt lived where you did perhaps that's how you got the number. You shouldn't have to change your number because they are calling. Have you called each of these companies and told them to block your number? Do they block the number or do they keep calling? Are you recording the calls? Did you send them letters to stop calling your phone number? Other alternatives would be to report to AG, FTC, and the BBB. I hope that helps.
Scott
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