How come you can withdraw money doing an atm check deposit and not withdraw money inside the bank?
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I bank with Suntrust, and they give a $100 availability for when you are depositing a check in an atm machine, you can withdraw money right away. I have a $60 check, which I need some cash out of, but in the past, I have gone inside the branch to try and cash a check, and they said I could not do this that I have to have the amount of the check in my checking account. But, how come you can withdraw the money from the atm after depositing it that way, and in Suntrust rules, they say there is the $100 availability. I only have a couple bucks in my checking account. Does this mean if I wanted $20 from that 60 check that I have to have that amount at least to get that portion from the check? Or does having the $100 availability mean that I can get any amount back from that $60 check? Why can't you do this inside the branch? Here is the exact atm check deposit rule: An amount equal to 100% of a deposit made at a SunTrust ATM, up to a daily maximum of $100, is available for immediate withdrawal at an ATM; this amount may not be accessed through any other means until the deposit is verified
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Answer:
Suntrust is not a bank to be messed around with. I would wait until your check is 100% cleared to touch the funds from it Those are my rules You are playing with snakes; you are going to get bit
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