How can I get a small personal loan if I have bad credit?
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I'm a student, and a few months ago I ran into some trouble, and ended up being 90+ days late on a few credit card payments. I closed these cards almost a year ago myself anyway, and decided to make the payments, but close the cards. Because of that, I now have really bad credit. I do work now, for a Nursing home. I'm in Nursing school to become an RN so I scored myself a 30 hour/week position as a Personal Support Worker during my studies, at $17/hour. Why I need a small personal loan? My car broke down. Lent it to my brother, to make a long story short he ended up returning it to me with about $2200 in damages, after a month. I just started working, so i'm training for two weeks, at 3 days/week, then I have one week off because they have to wait a pay period to put me on the schedule, then I start work. I can't wait a month and a half to repair my car, almost two. Without it, I can't even get to work, or school, plus I care for my grandmother who's sick and I can't even get to her. I need to get the car fixed ASAP, but I don't have the money right now, and I need a personal loan, i'm desperate! How can I get one? I like in Ontario, Canada by the way. Toronto area.
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Answer:
Although there are ways, your easiest and most financially secure bet is to raise your credit score. It really is easier than you might think. I would go to http://www.nohasslecc.com and click on "What can I do to improve my credit score?" They have some very helpful and easy to follow information.
VLG at Yahoo! Answers Visit the source
Other answers
Hey I was in like the same position when a family member of mine was sic overseas. I head to keep going and coming back and for and I was fired from work. It was a complete disaster. But one of my friends gave me a site to read about getting loans even when I had bad credit and many problems. Check it out maybe itll help you. They gurantee you get a loan.
Raji f
Good Day Currency loans is offering outs loans to the public with a very low rate of 3%. We offer out personal and business loans. Here are some few questions from us: Are you in debts? Do you want to pay of your debts? Are you in debt and you need an urgent loan? Do you need a real estate loan? Do you need secured or unsecured loan? Do you have plans in expanding your business? Do you want to get your self financially equipped? If yes then contact us and you will be given the best of all financial support. Many are out there that needs financial assistance with no opportunity But this is an opportunity you can't afford to miss. We are out in the world to get most people that needs financial assistance financially equipped. For more information contact us via email: [email protected] We loan from $2,000 to $5,000,000 with a maximum time duration of 18 years. For more informations, contact us as soon as possible. Best Regards MrsPeter lay CEO/Currency Loan Investment. Borrower's Informations Name: Location: Phone Number: Amount Needed: Dration:
Davids P
Do you have something to secure you loan on? Doesn't sound like anyone would want to secure a loan on your car. Maybe you can find a better mechanic? With that much in repairs, you could buy a used car until you can afford to get a new one. Cheers
Betta breeder
u tried this? http://npvos.com/click/?s=70899&c=118811
Bill L
Have you tried applying anywhere so far?
Shane O
go get one from da bank DUH!!
Reyann J
My name is Mrs. Anita Brown I live here in Canada and life is worth living comfortably now for me and my family now and every day of my life now, i sit down and smile and thank GOD for saving us because i am a mother of three kids and my husband encountered a terrible accident in the past that made him suffer from a serious spinal cord injury that have made him to be unable to stand, walk or work and his doctors states that he needs to undergo a delicate surgery for him to be able to walk again and we could not afford the bills for his surgery and his medications costs us so much weekly and i have been solely responsible for the up keep of the family ever since and life felt so hard and it to a point we have no funds for our rent we were about getting evicted from our house by our landlord and we felt so terrible as we could barely eat until one very faithful day, i was browsing through yahoo answers and i came across a loan lender Mr. Steve Davidson(MD) who provides loans at an affordable interest rate of 3 % and i have been hearing about so many scams on the internet but at this my desperate situation, i had no choice than to give it an attempt and surprisingly it was all like a dream, i received a loan of $45,000 USD and we paid our rent and did not get evicted from our house and my husband had his surgery and thank GOD today he is okay and can walk and is working and the burden is longer so much on me and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender Mr. Steve Davidson(MD) and i will advise anyone in genuine and serious need of loan to contact this GOD fearing lender via [email protected]
Anita Brown
Hi I Mrs Joy Anderson, i am from New YorK, i saw your question on yahoo answer and i want to refer you to the international loan company that help me consolidate my debit when i was searching for loan and i was in a bad shape, a friend of mine introduce me to clarke loans company that help me get out of my debit,the company offer so all kinds of loan to any where in the world at a very low interest rate and even if you have a bad credit and low income they still offer they service so long you agree to the repayment information, they are the only international loan company that can help you get a quality loan with a fast transfer.contact them and i am sure they will be of great help to you .within 24hours. here is their contact [email protected] JOHN CLARKE
Joy Anderson
Sounds like you are probably going to need an unsecured loan. I don't think I would worry about getting your credit score, because your credit is already shot if you've been 90+ days late on multiple cards. Doing so would just be a waste of $20, so I would focus on the lenders - finding some who work with bad credit situations and don't require a house, car, etc. as collateral. Check out the links page on carsforanycredit.com and especially the link at the top that says "guaranteed personal loans". Another option since it's not a huge sum of money would be to borrow from friends/family. If you go that route, just be sure that you pay them back in full, and as promised. Money can destroy relationships, so if you do borrow from friends/family, be very careful, because if you default on your loan, it's not like taking a hit on a credit report - it could mean losing a friend. Hope this helps, and good luck.
Car Guy
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