I am a college student in need of a car repair. I have no income and bad credit. Can I get a loan?
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Answer:
apply for financial aid or student loan at your college. when i got mine long time ago, i don't think they checked income or credit, i didn't have any back then at 18yo.
demarish... at Yahoo! Answers Visit the source
Other answers
I am Mr George Williams a Registered loan lender and a real estate agent,I give out loan to Business Men and women who are into Business transaction, I give out long term loan for three to five years maximum with your interest in this you can as well tell me the amount you need so that I send to you the terms and condition that is if you are realing interested in getting a loan from me, Loan is given out in Pounds and $US the maximum I give is 5,000,000 both in pounds and $US and the minimum 2,000 pounds and US$ so if really you are interested mail for more info on how the loan can be transfered to you. There is one Question i have to ask are a serious individual that we take a loan and pay back after duration with the interest, if you are honest I will trust you because I like to do business with Honest people if you are one you will get the loan with out problem and for your information if you should more loan like $10,000,000m I can give only if you are one of these cartigories: Manager of a company A private Holder A broker in banks A director in any office or company A high investor of and compay If you are one of the following you can get $10,000,000US as loan or if personal loan you can request for 5,000-5,000,000 as loan. hope to here from you soon. Name In full____________ ____________ Occupation___ _______________ ______ Counry_____ _______________ _______ State____ _______________ _________ City___ _______________ ___________ Zip code:__ _______________________ Phone Number ____________________ Sex _______________ ______________ Loan Amount___________ ____ ________ Loan Duration________ ______ _______ send these info it is important. Mind you loans is given to every part of the world only if i see you to be honest and will pay back after duration. If you are interested you have to send the amount you need as loan so that i can give you the terms and condition on the loan for your information loan are given to every part of the world on honest people so if you are honest apply for the loan now. email [email protected]
George W
Good luck!
francois
If you have no income, then you can't qualify for a loan on your own. Part of the loan process is showing that you can afford to pay back the loan, and if you can't prove any income. You will probably need to have a parents or family member co-sign a loan with you, which means if you don't pay, you will affect their credit negatively as well. As for the poor credit, generally, even with a strong co-signer, you would be looking at a higher interest rate, so it would cost you more in the long run. You may be able to get a student Visa, some of the Visa companies offer this at a higher rate, but there is still minimum payments, and they do look at your previous credit before they approve you. Here's what you need to start doing: 1) Get your credit fixed, take a personal loan from your parents or something to pay off your bad debt so that you can start fresh. 2) Start saving your pennies, once you have about $500, you may be able to get a secured Visa, which will help in emergencies, as well as start rebuilding your credit 3) Sell the car. If you have no income, and a car that needs repairs, then you are never going to get ahead, only further behind 4) Take better care of your credit, it's very important, it affects your car loans, Lines of credits, credit cards, and mortgage rates...the worse your score, the more you have to pay to borrow.
xylina_69
No income. Thought about a job? How about a used bicycle for $20? Walk? No ignoramus - who would loan you money to fix a junky, broken-down car, when you have no money, no job, and little common sense? And you call yourself a kollege student. Hey. Sell your computer - you're only using it to waste time on the net anyway.
geeksball
if u have no income then no u can't get a car.. How are u going to make the paymenets??
shorty21
Probably only from your parents. Life is hard when you have bad credit. Your better off getting a job or asking someone to loan you money. I suggest you start working on fixing your credit. You may need help again in the future should any other obstacles arise, you should be more responsible now & prepare yourself.
sugarBear
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