I have a school loan, well I took a semester off.

Withdrawing from a class affect Stafford loan NEXT semester? I work full time and have a young child. Last sem?

• I work full time and have a young child. Last semester I took 3 classes. [9] credits. I received a pell grant and a Stafford loan [$900]. This semester I decided to only take 2 classes. Anatomy and Psychology. I am suppose to received a pell grant AND a [$900] Stafford loan. I am having a hard time with Anatomy. I want to drop that class this semester. I didn't receive any type of refund yet. My school doesn't give out refunds until end of the February. I have until Feb 5th to drop any class and receive a full refund. I know once I drop this class I won't get the loan. That's fine, but will I owe anything? Because I already received a loan last semester and you must go at least HALF TIME in order to keep getting the Stanford loans interest free. I want to add another class with my psychology [easier then Anatomy] but I believe it's too late. So my only option is to drop Anatomy. Will I still be able to get a Stafford loan next semester once I go half time again? Please nothing rude. I am very stressed and don't want to drop anything. But this semester with these two classes,my son and work are just too much. Please only answer if you know. Thanks!

• Answer:

  Call your lender. I would say its nothing to worry about but you will want to make sure call the student loan lender. They have always helped me out.