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What is considered to be a good credit score?

What's considered a good credit score?

  • I have a credit score of 331 My husbands is 320 Are these bad credit scores?

  • Answer:

    Eeek.... what happened ? Not sure how old you are or what happened but yes, those are bad. Regular payments are important. If youre young and have NO credit card accounts.... get ONE ( Not 10 like some people do and get into debt up to their eyeballs ) and charge a LITTLE BIT and pay it off. Do this over and over again. It will help you establish credit and bring your scores up.

Just_Me at Yahoo! Answers Visit the source

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First thing is to check your credit report.I'd recommend you: http://EliteCreditRatings.com , because there you will get also credit monitoring and fraud protection.You have to know that smart people always use fraud protection.Credit monitoring can help you to know any changes to your profile. Now how to keep good credit score?Here are several steps from me: - First thing is , when you get your credit reports you will probably see many mistakes.Don't worry that is normal.You just need to read your reports carefully and if you see any error, you should report that to your credit report company (on the link I've provided you you will find more information). - Don't use more than 1 credit card.If you need more use debit or prepaid credit cards.If you have more than 1 credit card, I'd recommend you to cancel them. - Late payments will hurt your credit history.So pay on time. - Bankrupcy will hurt your credit score.

Gloria

Mine is 830....you have a long way to good

rock

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