I want to buy a new car but boyfriend adamently says no. I am not sure what to do...?
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We have been together for a year and half. He is extremely frugal and doesn't make a whole lot of money. I however do. I like nice stuff (I am thrifty) and just got into a nice 4 bedroom house. I drive an suv that gets 175 miles per tank (yes you read that right). I am car shopping. My suv is old, rattles, its a Nissan with low miles but I am not the type of woman who needs to have a breakdown. I don't have time for that. Or the funds. I am looking at buying a new car, same auto expenses as what I paying now, but for three more years. $450 a month, less gas, less insurance. Apples to apples, I pay 650.00 a month auto expense driving the hunkajunk, it would be $650.00 for a 2012 car financed for 3 more years. It's a Hyundai and the warranty would be for 5 of those years. My boyfriend basically has said if I buy it, he won't marry me. But if anything happens to my current vehicle, he certainly won't pay for it. All my bills are on meeeee. He said he won't marry me without money in the bank for a nest egg. I am not about to get a new owner (married before to a man who liked to say no all the time) because men do not always have our best interest and don't mind if we as women don't have anything. I'm just saying. What should I do here?
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Answer:
Auto finance is what I do for a living and all I can say is based on the information you have provided you should have no problem paying for this vehicle. You will have a good warranty and be driving a new vehicle. The decision is totally up to you, no one else's opinion matters. If your boyfriend has a major problem with you making decisions that effect your life and no one else's you might want to rethink your relationship. Good luck.
Jane at Yahoo! Answers Visit the source
Other answers
Then it is time to end the relationship. You do not forfeit your independence to anyone. Buy the car as long as you are able to pay the bills. Suggest the two of you sit down and work out a budget since apparently one of you cannot grasp what is affordable and what is not.
Ariaread
There's no reason to let your boyfriend control your life like this. There's also no reason for you to spend SIX HUNDRED AND FIFTY DOLLARS A MONTH for a car. That's absurd. Trade in your gas guzzler for another *used* vehicle that gets better gas mileage. You should be able to find a very decent car for about $200 a month. Do this for you. Don't do it because your boyfriend has said "no" to the idea of a new car. Do it because YOU, as a competent adult, have decided that it's the right thing to do. And do you honestly think someone who threatens to withhold marriage over a minor item like a car is worth marrying in the first place?
rtfm
Tell him to take a hike. I would actually agree that you should not buy a new car, especially on a lease, but for him to be trying to emotionally blackmail you, get rid of him. I would not lease a new car as: 1) Cars lose the most value as soon as you drive them off the lot. A 1 or 2 year old car is a much better buy. 2) Leasing is a rip off.
MadMan
You said the magic word " boyfriend", not husband. Let the car dealer get you the financing for you. I would do 5 or 6 years on the car and you can always per extra each months so it would reduce the terms.
Stan
You said all your bills are on you. Therefore, if you're financially stable and confident that you can make the monthly payments (on time) then who is he to tell you what to do. Are you expecting that he'll help you with the bills if you lose your job? I hope not. These days, a clunker is better than nothing--at least no monthly payments. Yet, there's a point at which you pay more in repairs than the clunker is worth. But, is a brand new car truly the solution? Just think, you're buying something that will rapidly depreciate and become essentially worthless in a short time. Ever think about a decent used car. Forget about the Joneses. Stay within your financial means.
Dinah
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