Which bank should I work for: US Bank or Wells Fargo?

Any one out there work for Wells Fargo bank???

i have a personal loan with Wells fargo and I was wondering since I want to purchase a new home can I add this personal loan to my home loan so I could have just one payment? Is that possible? Will I need to use Wells Fargo for my home loan? Or can I use any bank and still add this loan to that ????
Answer:

I dont work for wells fargo but i do work for a lender...to get the two loans as one from the beginning you would most likely have to have your home loan with Wells Fargo..that way they could consolidate them in-house. If that doesnt work out you will probably have to have your home loan separately for about a year. Then you can refinance your home to get cash-out in an amount to cover your personal loan, take that money to pay off the loan.. Your mortgage payment will increase (most likely not by much) because you have consolidated the two...

jennie a at Yahoo! Answers Visit the source

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Other answers

it is all what the appraisal comes in at from your lender, NOT the selling price or listed price. lets say you have a 10k personal loan, home price 180 appraisal 195 yes you can roll them togeather including a 5k in closing costs. you can also negotiate your offer to accomidate that loan, with being in a buyers market i should be no problem, explain this to your realitor.

bryan l

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