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Is this scholarship site legit?

What site is legit for bank loans online?

  • I was asked by a friend to help find a site for banks that you can apply for online loans for money of course. I've looked a few places and no idea what is legit or not. Feel free to post sites you know are legit. However the site will be reported if it looked un-legit. Thanks. [Also if thi is even possible, I personaly thought it was a silly idea.]

  • Answer:

    There are several banks you can apply to for loans online. The question is, what type of loan? Is your friend looking for a personal loan, mortgage loan, car loan? I have applied online for all three, and have had good experiences (and better rates). My favorite was ebank, which has since closed and is now owned by Stearns Bank (they had really low closing costs and quick closings on their mortgage loans). You can apply for a Bank of America personal loan, car loan or mortgage online. Also, you can apply for car loans through companies like E-Loan and Capital One Auto Finance. If you're more specific on the type of loan, I can give you more examples. Also, www.bankrate.com is a good source for bank loans. Depending on the type of loan you apply for, they will either send someone out to you (for instance with a mortgage) to close the loan after your online application, or they will have you email, upload to their website and/or mail the documents they need from you, and you will have to get documents notarized (i.e. with a personal loan or car loan).

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My credit union allows members to apply for loans on line. Perhaps your friend's bank does as well. I can't imagine any bank accepting an online loan application from someone who doesn't already have an account with that bank. They'd need to see identification and a real signature.

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