Questions about car insurance agents.

Cancelling Car Insurance questions any help please?

• Okay, first and foremost thanks for reading. The situation with me right now is I'm thinking about cancelling my car insurance after this month. This is my first time having insurance but I can't afford the payments because I have been unsuccessful in getting a job. Not only that but the car cannot be driven again until it is fixed so it will stay in the yard. I didn't get into an accident or anything but it needs a few parts cause they've worn out. So I was just going to get it cancelled/lapsed whatever since there is no point for me to have it if I cannot drive my vehicle. I don't have the money right now to repair it either. I'm thinking about cancelling it, waiting until I get my car fixed and then getting some new insurance. But my mom told me that once your insurance runs out in NC you have to bring the tags back... Does that mean I have to pay the full registration fee again once I get another insurance policy as well? Or can I somehow just keep my tags until I get some new insurance within the next two or three months? By the way the vehicle will stay parked until I have enough money to fix it and insure it.

• Answer:

  a lapse in insurance is not a good thing.i would discuss this with my agent,and they may have a suspend policy.like you say it's about the money,so if you do cancel there may be a right way and a wrong way.the agent will give it to you straight so as to not get yourself in a jam.i wish i had a more definitive answer for you.so better safe than sorry,talk to the agent and then you'll know what you getting into.good luck.