Fender bender, no license, no insurance? What can we do?

Whatever you do!!!!! Make sure you put the agreement in writing and have him sign it!!! Just for your records that the matter was resolved. There is nothing to keep him from filing with his insurence still and sueing for the damages. You may be a good person but not everyone is so trustworthy.

As of now, you own nothing. All the court will only see is an unlicensed, uninsured driver who should not have been driving. Get a Good Lawyer so the system does not take the pennies from your eyes when you die. Good Luck

no licence.. is breaking the law.... pay for the repairs before it goes to court and costs start to increase for court costs and other fines

In most states you wife is at fault anyway because she was driving uninsured. You will have to check with your local county attorney to see if it is that way in your state. Id pay for the damages but in Kentucky getting a ticket for driving without insurance is a 500 dollar fine and driving without a license is 250. Is she suspended or just no license? If you do not pay the ticket then you can have a warrant issued.

You got off cheap. My son rear ended a car load of illegals. He had license and insurance. Ileagles were fine and couldn't wait to leave accident scene, then three days later at the lawyers office they were ALL hurt. Insurance paid them from $8-14 THOUSAND each. So stop sniveling. At least you fixed the guys car.

Your wife is liable for penalties for driving without a license. It is also possible that you could be liable for allowing an unlicensed person to drive your car. If insurance is mandatory in your state and you are the registered owner of the car you are liable for not being insured. Most insurance policies have a provision for collisions with uninsured motorists, I think I would let their insurance pay for the other driver's damages. That insurance company may come back at you for damages but that is their call. The damages to your car are your responsibility. If you can and you feel you should, pay the other guys damages. You will still have to deal with the lack of insurance and your wife will have to deal with unlicensed driving charges, unless the cops aren't inclined to file those charges. Good luck with this... and get your wife licensed and you too if you are not. And get insured! j

This sounds like extortion to me. You've already been busted for no insurance, and the tickets will show up your wife's motor vehicle record (MVR), even though she doesn't have a license. In addition to your wife, they will likely try and go after whoever owns the car, so don't be suprised if they try and go after you seperately if you are the owner. If you honestly feel that your wife is not at fault, I would get a copy ofthe police report as soon as you can, then find an attorney to talk to. Get names of any witnesses to talk to. Many areas have a local legal office you can go to at least for an initial consultation if you cannot afford an attorney. Explain that you have no insurance (now you know why people carry at least the minimum insurance: ever see the 1800+GENERAL or 1-800-SAFE-AUTO commercials? ). I am sure you are keenly aware of that now... water under the bridge. Most states have a financial responsibility law that requires insurance or the assets to cover the claim. You may now want to check your state's requirements and penalties for no-insurance. Your wife may loose the ability to even obtain a license for a while. The penalties may be steep. It all varies by state. Most people are willing to pay $$$ to avoid having a police report made and thus affecting their insurance rates and/or MVRs. By and large, if you are judgement proof (have no real assets to attach, don't own a home, etc), most insurance companies will pay their own policyholders through uninsured/ underinsured insurance (if they got it). But rest assured, the insurance company will try and come after you if they can. If you pay them $1700, there's no guarantee that they won't contact their insurance company anyway and deny that they ever received the $1700. Hopefully an attorney can provide you more info than I.