What can I expect from my car accident (personal injury) settlement??

Woo! Compensation culture... Accidents are just that: Accidents! Get your expenses & loss of earnings reimbursed - fine. If you have long term injuries that mean you're unable to work in your previous capacity - fine, get something towards that. "Severe anxiety driving since then" If you're that worked up, sorry to tell you this, but you'll be unable to react to situations as required, and will have a limited awareness of your surroundings because you're too busy fretting. You would be a liability on the roads - both to yourself and others. Once again, if this is really the case, make sure your expenses include some form of counselling to restore you to your previous ability to concentrate on your surroundings. **** I don't fault you for wanting to recover the above **** Anything else is just plain greed, and profiteering from others mistakes... I know I'll get a chunk of negative votes for this - who cares ? Society has gone to hell in hand basket.. Besides, I'm sick of inflated insurance premiums because of others's greed.

Oh, this is impossible to answer as it depends on where in the US the accident happened, how long you treated, how much the arthritis figures in- a bunch of stuff. So really, you won't get a good value on a hypothetical situation. Even in one state you could have several areas of the state where claims may be worth more due to various issues. The fractured sternum is the most severe injury and the most pain is felt from it. I would be very careful about the anxiety when driving issue. Insurance companies in the states do not put a lot of stock in those claims, not sure how they'll be seen in Italy. But even with the fractured sternum, the value of the claim isn't astronomical. A fractured sternum itself is worth maybe $5,000 or so depending on the severity and of course the other previously mentioned issues. And I agree, anyone who tells you 3x your special damages is setting you up for disappointment. There is no formula. You could get more, you could get less.

First of all, Kimandchr doesn't know what he/she is talking about. medical bills are usually FULLY reimbursed (compensatory damage). Pay you lost from work is usually FULLY reimbursed (also compensation damage). Your pain and suffering are worth money, as is any FUTURE or permanent pain and suffering you have. If you couldn't do things at home with your wife/family, you could get money for loss of consortium. If Italy allows it and one of the drivers was drunk or purposely careless, you could get punitive damages. If you have to hire an attorney, you could get attorney's fees and costs reimbursed, plus the losing party would have to reimburse the juror's fees. But I have no idea how Italian law works.