Someone hit my car, no insurance, do i file a police report?
-
someone hit my car today. he was driving on a suspended license and had no insurance. it was 100% his fault and there are skidmarks to prove that he skidded into my lane (i was going the opposite direction than him) and i also have a few witnesses. i didn't call the police because he said he would pay for the damages (and he's worried about getting arrested). i don't care about the dents, but a friend looked at my car and said it looks like he dented my axle and messed up my suspension. i'm going to get an estimate of how much it will cost to fix and if its not thousands of dollars i'm going to trust he will pay me considering he can get in a lot of trouble if he doesn't and i tell on him. is it a bad idea to not file a police report? or should i just file an insurance claim and have them (i'm insured with state farm) pay for the damages and have him reimburse them? i'm just trying to not get screwed over and have him not pay me. what should i do
-
Answer:
You should have called the police to report the accident at the time of the accident. Try to report it now. You should also now, run, not walk to your own insurance company and report the accident. Use your own collision coverage and havbe your company go after this moron .............. DO NOT try to settle on your own. You WILL regret it if you do.
tiffany at Yahoo! Answers Visit the source
Other answers
file a police report asap. the information he gave you may be false.
Locksmith
You've got to file a police report otherwise there's technically no proof and it can get nasty - think about it - how trustworthy is this person if they are already driving on a suspended license and no insurance and you are trusting he'll have the perhaps $1000's to pay for your car? Your insurance may not pay without your rates going up tremendously if you don't file a report and go back and get pictures ASAP.
Cash
Call your insurance company now! File a police report now! Your witnesses will disappear when the decide they do not want to take the time to go to court for you. He probably has his own witnesses by now. He is not going to pay you. You are letting him off the hook so that he can go and have another accident. I hope you know you bear some responsibility for the person he injures in his next accident. Why would you want to trust some one that breaks the law every time they drive.
readupmore.
do as the others said; file a police report asap;;;;;;;;;;;;; then call your insurance company and file a claim. they will handle and go after him for their costs. if this guy has no insurance, suspended license, do you really expect him to pay for your damages??????? believe me, you will be on the phone months from now asking for the money you spent and he will disappear and ignore you. read other posts about someone saying, they told them they will pay and now months later, no money and wonder why? state farm will handle w/in few days. then you can move on and save time and aggravation of trying to collect from this guy. the odds of this guy paying you are probably 100 to 1 you will never see a cent. good luck
lucy
You should have called the police anyway. Here is someone who is breaking the law by driving on a suspended license with no insurance, and you took his word that he would pay for the damage to your car? That's awfully naive. You may not care about the dents, but any repairs to your car will add up very quickly. Also, you need to be aware that if you try and file an insurance claim for the accident, one of the first things they will ask for is the police report. Without one, a lot of insurance companies won't process an accident claim. I hope you got his information, and that he didn't lie about that too. Call the police and file a report of your version of the accident now, then call your insurance company and report the accident. I hope your witnesses don't disappear on you, because without a report made right away, you have basically no way to prove this guy had anything to do with your damages.
Raven
Big mistake. What if, you get an estimate, repairs are started and they find more damage?? Do you actually think you'll get more money out of someone who can't afford to carry insurance??? You pay a premium for coverage for just this reason, use your own carrier and let them go after this person. Don't be sorry for trying to be nice.
Kizzy
if you have all his info then get a quote and see what he says if he refuses then contact the authorities and your insurance company
300SD
You should have got him to write and sign an admission of guilt at the time and got any witnesses to sign it as well.Now all you have is his word against yours and your witnesses,(which have to be independant to carry much weight in court ).The correct procedure without doing that is to call the Police straight away.You now have to hope he is an honorable man of his word.I doubt very much that he will pay or admit guilt now as it is not in his interest to do so,i doubt you will even be able to prove who the driver was by the time it goes to trial,if it ever does.LESSONS LEARNED-Old chinese drivers proverb >>If other plick is at fault,fly his nuts.
jed slade
Related Q & A:
- How do I become a police officer?Best solution by Yahoo! Answers
- Will the US Immigration know that I received a police caution nearly 10 years ago?Best solution by Yahoo! Answers
- How can I file a lawsuit against Public Storage?Best solution by Yahoo! Answers
- If I file a DBA in Texas as a sole proprietor, can I later transfer that to an LLC?Best solution by Yahoo! Answers
- How do I become a Police Officer in Ontario?Best solution by torontopolice.on.ca
Just Added Q & A:
- How many active mobile subscribers are there in China?Best solution by Quora
- How to find the right vacation?Best solution by bookit.com
- How To Make Your Own Primer?Best solution by thekrazycouponlady.com
- How do you get the domain & range?Best solution by ChaCha
- How do you open pop up blockers?Best solution by Yahoo! Answers
For every problem there is a solution! Proved by Solucija.
-
Got an issue and looking for advice?
-
Ask Solucija to search every corner of the Web for help.
-
Get workable solutions and helpful tips in a moment.
Just ask Solucija about an issue you face and immediately get a list of ready solutions, answers and tips from other Internet users. We always provide the most suitable and complete answer to your question at the top, along with a few good alternatives below.