How much does an average car insurance company pay for a rental car?

Does the insurance company ( the other guys' fault) pay for rental car insurance?

• I got swiped in the week. He is culpable and using his insurance Farmers. I get a rental while my car is in the shop. Farmers- do they pay for my rental insurance, if I am not covered to drive another car but my own? I have legal insurance- liability but not collision. THe guy who swiped me was extremely nice, giving me humbers and taking photos and so on- he was decent. But to pay extra for collision ( Enterprize mentioned this) it'll be 15-18 bucks a day. At this point, I'm fed up with having to drive around getting appraisals and do NOT think I should pay a dam thing. If I get a tiny scratch on the rental, they may ask me to pay for that, or will they? Please what are my options? The rental will take MY credit card for godsake ( I understand--I could just go sell it etc), but I do not see why I should be liable for even a tiny scratch, if I don't have that coverage for my own car and am happy to keep driving my own car that way- I will not be able ot drive my car a week or so while it's in the shop. Any advice- is Farmers right on this? Or did the customer service rep get it wrong? I'm confused right now. If I have to pay that collision ( god knows Enterprize could charge for a hailstone dent) then they guy who swiped me- he should pay them directly right? Please advise. I am willing to put a call into that guy to ask him to just pay the collision for each day I have the rental ( bear in mind I DO have legal liability insurance already, just not collision). TIA> foc

• Answer:

  Farmers Insurance will pay for your rental car but not the insurance on the rental car. The insurance you will need to pay for. You might be able to add comprehensive and collison to your auto insurance and the insurance will carry over to the rental car. Ask your agent or company.