My dad passed, my mother does not drive. Does the car in the garage need to be insured?

It doesn't have to be insured if no one is driving it.Since they will be driving it you do need insurance. When my husband was sick we dropped all insurance but storage on his truck because I can't drive it.. The kids' insurance will not cover it.

The car needs liability coverage if it's ever being driven. You can't sell it if a prospective buyer can't test drive it either. Your liability coverage MAY act as supplemental coverage while you're driving it, but it needs to have its own liability coverage as well. You'll need collision and comp to protect the car itself. Contact the insurance carrier. Make sure that the mileage is listed correctly. From what it sounds like it should be less than 6,000 per year. Also check the use. It should be "pleasure only". Typically the use is classified as P & B or Personal & Business if it's being driven to work. Pleasure Only will lower the rates somewhat. Check the deductibles on the collission and comp coverage; you can save quite a bit by raising those. If your insurance will cover her car when you dirve it, see if your collission deductible will apply. But keep the comp deductible reasonable as it will provide coverage while the car is parked at her home -- fire, theft, etc. Make sure that your Dad is no longer listed on the policy. That's important especially if his driving record wasn't that good. If the coverage fits the situation, the premium should be reasonable. Shop around for better rates as well. Most people who have been with the same insurer for an extended period of time can usually save quite a bit by shopping around. If your Mom is going to sell it, see if she'll title it over to you and you can add it to your policy. That will cost you a bit, but at least she won't have to pay.

Yes, it's the law

Any car with tags must be insured. Sell it now!

If the car is to be on the road amongst other vehicles and people, then you, you need insurance. I suggest you sell it and give your mother the money for taxi, bus fees or whatever.

yes you need to get the insurance for your dad's car coz if you dash the car somewhere when you'll take it for a drive , the insurance won't cover the charges , so you better insure the car

An option may be a storage policy. AAA has them. It is just a few dollars a year, but if a tree takes out the garage, the car is covered.

If the car is going to be driven on the road, it will need to be insured. If you remove the tags and are just leaving it in the garage, you can cancel the insurance. Notify the insurance company that the car is not going to be driven other than the way you say, and see if the rates being paid can be reduced.

even if the vehicle isn't driven you should have limited insurance on it incase of fire or vandilism, even for test drives you need insurance. your insurance is for your vehicle. You could add your dad's vehicle under your insurance so that your mom doesn't need to pay the premium