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Can I return a car back to a dealer?

How do I return my car back to a car dealer in a legal way?

  • I know doing so will ruin my credit history but heck, I don't mind with what I'm gonna be saving if I return the car! I'm prepared for the consequences.

  • Answer:

    There is NO right to return a car because you changed your mind. There is NO right to return a car because you changed your mind. There is NO right to return a car because you changed your mind. I can not say this enough!!! The 72 hours rule that everyone keeps talking about applies to in home sales. It does not apply when you go to a "normal place of business". It was designed to prevent people from being pressured into signing contracts just to get the salesman to leave their home. When you go to a place of business, you always have the option of walking out. You can not walk out of a sales situation in your own home. When you take delivery of a vehicle, and drive it off the dealers lot, you own it!! The dealer is not required to take it back, and most likely will not. If he does, you will have to buy another vehicle from him, because he is not going to refund your money. Unless the dealer is financing the vehicle themselves, they have been paid for the car, and will not take it from you. What you are talking about doing is a voluntary repossession. This will not save you any money, because the finance company will sell the car and sue you for the balance, after they deduct storage and sale charges! Unless you are filing bankruptcy, in which case your lawyer can handle the return of the vehicle, you are not going to come out ahead by giving the car back!!

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Chrissy B is absolutely wrong. I am not saying this to be mean or rude, just honest. There is no 3 day return law. Those here who keep perpetuating this myth are not doing anyone a favor by creating false hope. You can return the car to the bank but will be responsible to pay the difference between what you owe and what it sells for at auction.

Otto

You don't return it to the dealer. The dealer has no right to the vehicle. The bank is the owner of the vehicle until you've paid it off and they release the title to you. You signed a contract and you are bound to the terms within that contract. You are still going to owe the bank money no matter what you do. Man up and honor your obligations.

Scott H

I had done Buy Here-Pay Here on my car lot for 26 yrs. .. People like you are the reason I stopped..Now, if they come to my car lot,they either have good credit or cash to buy one now..Alot of dealers are following in my tracks because people just dont care that I tried to help them...Sure,I was making money also,but Im still making money,only I know now im getting paid when the car leaves me.. Anyway, there is no legal way to return it..If you really want to do whats legal,pay the people that loaned you the money to buy it..

Harley-HST

Why do people always think the dealer is involved besides storing the car for the bank(volunteered repo) Dealers do it out of courtesy. Money owed is to the bank.

O'Papa Smurf!

With the exception of the first answer you got valid points, I know FIRE4511 hammered the same answer 3 times and the reason being he must have been asked this same question a thousand times, everything he says is correct.in detail. If your prepared to take the consequences then why bother returning the car ? play the cat and mouse game with the repo man as long as you can, your credit will be screwed just the same and you got wheels till the day your outsmarted. However some day down the road you may want to re-establish and start fresh, read this link on my site it will show you how to deal with blemished credit http://www.usedcartips.org/CREDI.html

Ray

when you buy car then you will have the option for return that car on 3 days and you need to pay for that by your pocket ( CA law ) . If not , you're done and that car not be long to that dealer ship anymore .

datlinh

There is no truth to the "3 day right to rescind" or buyers remorse on vehicle purchases but you will be responsible to pay the difference between what you owe and what it sells for plus any and all additional charges.

UCANTCME

You can legally return your car to the dealership within three days of purchase with no effect on your credit. If it has been more than three days you may be able to go back to the dealership and explain your situation and they may choose to help you out by buying back the car (for a lower price that what you bought it for).

Chrissy B

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