Would you be more likely to hire someone with experience or College degree?

• Answer:

  I have worked as a Mortgage Broker for about 2 years. I have a college degree (B.S. - Physics/Geology) and I'm working on a Masters in Science Ed (Geo/physics) right now so I can be a proffessor in the NYC Bd of ED. I have seen first hand the dangers of highering people who have experience but no degree to back it up. I've seen homeowners - trying to get loans - placing the ir lives and family's lives in the hands of young 20 year olds who have worked in loan businesses yet can barely read and write their own letters to send these clients. I've seen homeowners go into foreclosure because their lender made mistakes with their loans - stupid mistakes. A College degree shows an employer that #1 you were dedicated enough to spend the time in school to learn a science and #2 shows your employer hard evidence you are certified to handle difficult tasks - and graduating a 4 year college is a pretty hard task for 70% of America cause they haven't done it. I would definately higher a person with a college degree before I'd hire just the more experienced - especially if the degree holder had a degree in the field I am offering. The perfect match however is someone with both a degree and experience. Can't beat that.