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When is a person technically hired?

Should I do anything when the person I rear-ended hired a lawyer to talk to the insurance company?

  • About two weeks ago I rear-ended a girl doing 20mph. When she got out of the car, she said she fine when I asked, and it was actually a nice conversation since I was in her Bio class. I even gave her a hug, hahaha, because I felt really bad. I knew I was at fault, I had comprehensive insurance and money in the bank for my deductible, so I really didn't worry because we were both fine and insurance would take care of repairs. I saw her five days later in my bio class, and we even sat at the same table during lab. She was acting normal and definitely not injured while we were dissecting. I call my insurance claims office two days ago and find out that the claim isn't closed yet because she hired a lawyer and claimed she has whiplash. The guy in the claims department said I shouldn't worry because this is a normal occurrence. But should I be worried? Is there anything that I should do now that she has a lawyer? Especially since I saw her five days after the accident, and she didn't have a neck brace and didn't make a peep or grimace when she was standing up then bending over to help with dissection? I read online, and it says usually injury from whiplash shows its symptoms 24-72 after the injury. I dunno, I just really feel like this girl is taking advantage of the accident and like this is fraud. I'm just not sure what I should do.

  • Answer:

    Don't worry about it, it's normal. Your insurance company deals with this everyday. She got an attorney to get a nicer settlement out of the insurance company. This isn't something that gets to court. This is why you pay your insurance premiums. They'll take care of it.

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You have insurance. It is their responsibility to interpose a defense in your behalf. That's why you buy insurance! You needn't do anything. Unless, you can have whiplash too. In which case, you can TRY and sue her (her ins company), claiming that she was at fault. Anyway, do nothing. You're ins. company will advise you if they need you for anything or to do anything. Good Luck.

You should contact your insurance company and tell them what you saw. Your insurance company has lawyers too. "But why should I let my monthly premiums go up for her fraud?" - It is not. It will go up because you had a claim against you. The amount is not contingent on the claim amount.

Do you have a camera phone. If you do, get some incriminating pictures for your insurance agency and a lawyer if necessary. Good luck.

I would not worry about it. She might be telling the truth. She hired a lawyer to make sure the medical bills get paid. Many insurance companies stall at paying any medical bills. An injury can show up later. Maybe her neck does hurt or maybe she has TMJ. This can show up later after the fact.

You already have people to deal with this situation, your insurance company! She has people, you have people ... let her people call your people and sort this out! You do not have to hire a lawyer, your insurance company already has a legal department! EDIT: Yes, report any new information you get to your insurance company! Give them access to anything that helps your case! They might be interested in statements from other people that have seen the "victim" doing things she could not do with whiplash! After that ... just let them work, they are professionals! If there is doubt about the "victim's" story ... they will find it!

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