Getting affordable health insurance?

Is getting rid of my Mass Health insurance a good move?

• Recently my employer got even cheaper and decided to dump united health care in favor of Aetna. Of course, not caring that Aetna doesn't cover squat for employees, it saves them on the premiums monthly. However, my weekly 50 payment remains the same, and now a monthly prescription United covered 34 dollars a month on, Aetna now covers 3 bucks on! I am very healthy and have never had Health insurance until I moved to Taxachusetts. Now taking roughly 50 a week, and only saving me 3 dollars a month doesn't make a lot of sense. So I'm pretty much handing over 2600 bucks a year, and in turn saving 36 dollars a year. Thank You Mass! I'm thinking of dumping my health insurance and paying the fine of 912 during tax season. I'll just take the 50 a week and put it in my own seperate personal Health account. In my eyes, it saves me 1688 a year, and that is money back. Not lining the pockets of these insurance giants. If something bad were to happen to me, I could just get a loan to pay off the bills, unless i had enough saved in the seperate account itself to pay it off by then. It appears to me that is a win win. Is it a smart move? or is there another option? Health insurance companies are such a scam, and the gov't is helping in mass. Forced customers.

• Answer:

  Don't be a ding ding keep your bloody ins.! It's killer to pay for it unless you hit the lotto big! Smooches