Today the Federal and ALL state governments pay for pension plans for all government employees.?

You are a liar. Government emplioyess pay into their own pension plans. And they DO participate in Social Security. http://voices.yahoo.com/tales-exaggerate-congressional-pay-pensions-10609845.html?cat=37

State laws vary, Some states are fully funded, other states retirement plans are similar to private enterprise firms, where the employee has to contribute out of their salary a portion to the fund, they have no control over it as they would a 401k, generally these are annuity type pensions. In my state as example educators pay into both 6.5 % into social security and 8.1% into their pension out of their salary. This often precludes them from money's they could use for privatized retirement, because the law mandates they contribute. The states that are in trouble financially with pensions are the ones that are not right to work states and unions are running roughshod over them. I do believe employee should put their own money aside, not the taxpayer. There are models of this in many states. I would recommend you do some research before you lay whole sale venom on people. I've been in the private sector for a long time, but have worked in the public sector and know a little bit about it.