Can you get a home loan in VA without showing any income?

Can I get a home loan with short-term W2 income from various companies?

• My fiance and I are trying to get pre-approved for a home loan, and the banker is saying the last 6 months of my income won't count, because it is W2 from a job that will not continue much longer. I freelance between a few companies, most pay my s-corp (so I get credit for K1 income), but the recent job is longer term (6 months), and has me on W2. Will some bankers honor this income and others won't? Or is this type of income not compatible with getting loans?

• Answer:

  You can get a loan with this type of income, but it is just harder to document. And they do want to have an idea that, even though the income is coming from various places on and off, that it is likely to continue and you'll be able to continue making the payments. So, you just have to work harder at getting the paperwork together than most, but it can be done.