What is CPF ?what can CPF be used for?

Is it true that HDB wouln't deduct all your Ordinary CPF savings if bank mortgage could cover for it?

  • An example: HDB flat is $300,000. You are eligible to get a bank loan for 80%, which mean $240,000 from the bank mortgage and $60,000 will be deduct from the CPF. Your total combine CPF between husband and spouse have $100,000 each one with total of $200,000. So, after the $30,000 + $30,000 deduction from each CPF account between the husband and spouse. Each of them still have $60,000 in the CPF ordinary account to enjoy the yearly divident interest rate of 2.5% from the CPF board.

  • Answer:

    What a great question. "Mind Twister"

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