How do I decrease the amount of junk-mail and telemarketing calls I receive?

As for calls: Register with your state no-call list and be sure to register with the federal no-call list. You may still be subjected to political calls, by state and federal reps, they have been granted a huge loophole in this system.Public broadcasters-,like radio stations and local tv stations, are exploiting this exception, to the hilt. This time of year has the sweeps weeks driving their antagonisms beyond moral accepted levels. I endure 5 calls a week, from such animals. Fear not- thier interognations are mostly suttle and non-invasive. I personally enjoy thier banter as an excuse to begin a day nicely woke-up! The roosters have a nice day in mind, and that is good!

In addition to adding your number to do-not call lists, another thing that should reduce your junk mail is to remove your self from pre-qualified credit lists. Credit reporting agencies sell lists of names that meet certain criteria the lender specifies (usually specific FICO ranges and debt/income ranges). To remove your name, call 1-888-5-Optout (1-888-567-8688) or log into https://www.optoutprescreen.com/. You will also see this information on any pre-qual credit offer you receive in mail. For non credit offers (department store sales, etc.) there is generally a way to call or go online to modify your privacy and marketing preferences from that company. Read the fine print in the junk mail. This also works with the telemarketing calls, when you receive one, just say you want to be taken off their list. All of these methods can take 30-90 days to take effect, but once in place you will see a substantial reduction in mail and calls.

throw your phone and pc away...problem solved