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How much will my credit go up?

How much will my credit score go down?

  • I got my first collection notice for overdue library books. To make a long story short, I took every single book back to the library and only owe $60.00. But the collection agency says I owe $311.96. So I plan on sending them a letter asking for proof from the agency that I owe that much (311) and will send my proof stating that all my fees are paid off (60). Since I was given 30 days to do this, I will try my best hope to stop them. I just checked my credit report and they don't show up anywhere, which tells me I wasn't effected yet. MY QUESTION NOW IS HOW MUCH WILL MY CREDIT SCORE GO DOWN. ALL 3 SCORES RANGE FROM 715 to 740. DOES ANYONE KNOW HOW MUCH THIS LIBRARY COLLECTION AGENCY WILL EFFECT MY SCORES???THANK YOU SO MCUH IF ANYONE KNOWS

  • Answer:

    Just be thankful they didn't send Mr. Bookman after you.

Ruben D at Yahoo! Answers Visit the source

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this is not serious, so i do not think it will go down that much,,, if it do hit your report just dispute it,,,, you sent back the books,,, they just want money out of you,,, if thats the case why send back the books,,,, some people can scare you... have u used ur ssn to get a library card?

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