Few questions about paypal and ebay?

Few questions on paypal and ebay?

• 1. Can I buy and sell on ebay just using a bank account? 2. When people pay through paypal by a credit card does this mean that I need to have a credit card also? (I only have a bank account connected to my paypal) 3. If I'm selling something and I accept paypal, it goes directly to my bank account or is kept on the paypal website? 4. If I'm buying something on ebay, how do I know if they sent the item to me after I paid through paypal?

• Answer:

  1. If you debit card with your bank account then you can 2. No, you can use a debit card 3. It goes to your paypal account and then from paypal you can transfer the money to your bank account. 4. The seller usually give you a tracking number so you can track your purchase online. I would rethink about using your debit card online especially with paypal because if your paypal account gets hacks then someone can wipe your bank account clean in a few minutes and most likely you will never see that money again even if the bank knows it was a fraudulent act. I recommend using a credit card because the credit card companies only hold you responsible for $50 if an fraudulent act occurred.