How old do you have to be to open a bank account in Washington dc?
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I would like to know how old i have to be to open up my own bank account. preferably with a bank card. this is because my parents keep taking out money from my other bank account which they have control over and never give it back, (e.g they take money i get from my grandparents if im bad for example not appreciating a museum enough). i nearly 16 and is there any way i could open up a bank account without my parents knowing? thx
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Answer:
Just go to a bank with some sort of official picture ID and try it. Certainly, they're going to wonder what happened to that gift money, especially if they don't see that you bought anything with it. Ask your grandparents to give you gift cards to like iTunes. Those you can keep on your person. Learn how to act. When you leave the museum, concert or whatever it is, be really quiet. When they ask you what's going on, tell them you were thinking about whatever it was, that you were really impressed and you need to think about it. OK, you're thinking about that girl in English. They won't know.
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Other answers
well they can technically take "your" money because it is technically their money, but taking money for "not appreciating a museum" is a cruel punishment. Have you tried talking to your grandparents about it? As for the bank, at 16 they may very well allow you to open your own account. 16 is considered old enough to be financially responsible.
All banks have a minimum age and most of the time it's 18 due to the fact that you can't sign any legal documents (bank agreements) until your considered Legal. Here's my suggestion, ask your Grandparents to open a joint account with you where you can get an ATM card. This way they don't have access to your account and the only person who can do transactions would be the Grandparent. Good Luck
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