How is Emigrant Direct Bank doing?
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I would like to know if there is a website that every quarter or semi-annually has bank rankings and more importantly, if they are good banks to keep money on or they might belly-up. I'm interested in knowing about www.emigrantdirect.com and their sister bank www.dollarsavings.com I appreciate your input and knowledge.
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Answer:
It wouldn't matter if they belly-up or not. Why? Because I believe both of them are FDIC insured, so regardless you will still get your money back. I believe dollarsaving offers the highest online saving rate now, there is a minimum 1000$ deposit. As long as you don't go over the FDIC insured limit which they ramp up to 250,000 this year, you're fine. However, if they go belly-up it might just be a hassle to get the money I am assuming.
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