Can I do all my banking domestically from a bank overseas?

Banking expert needed. Can the bank put through a check I wrote 2 years 4 months ago?

• Recently one came through my account. I called the bank and said this is way old and I haven't heard from this place the entire time. They said oh my, okay well lets put you through to check fraud. I said well I wrote the check I am just disputing that my gosh its been so long why no contact, nothing? They asked me several questions and said congratulations we are able to refund your money and give you back your 2 fees from other things bouncing. I was happy. The next day i go to walmart to buy groceries and my bank card is declined. I called the bank and they said we changed our minds and took our money back. You wrote it, you owe it. So now 5 other things bounced. They refused to help me with those fees. Is there anything I can do? Or is it my fault since I really did write the check all those years ago??

• Answer:

  that's correct, no matter how old a check is it still can be used if you wrote it and you should have kept better records and it should have been left outstanding on your figurings from your monthly bank statement. So yes you owe those fees. Your account will have that hold on it till you reimburse the bank for all that money. And to boot you will not be able to open a new account elsewhere until you pay up. Yeah, sadly it is your fault.