Should I take this money out of the account My mom opened in my name without me knowing (Its long but help)?

I would contact the Social Security Administration. You should have an office in your town, or close by. There are age limits to how long you would continue to receive SS checks. I doubt they will send it to you without there being some paperwork involved, and your mother may have to agree to it. She is still your "caregiver". You are in a bad position. You could be held liable for the debt she has incurred in your name. It is probably much worse than just the checking account. I would ask the bank to put a hold on all checks/withdrawals from that account to protect your identity. Use those words. I would request a copy of your credit history from one of the three reporting agencies. Do that once every 4 months to see if anyone is using your identity. You will have to ask a different company each time. You can get one free report from each agency once a year. You may have to submit a letter to the agencies to notify you if someone tries to obtain credit through your name. Your mother may be worse than you realize. She has problems, and you are better off putting some distance between the two of you. You are 18 and you can make legal decisions for yourself. It will be hard, but be careful of what you sign from now on. Why does your mother have to move with you? It doesn't sound like you are given a chance to concentrate on school. Don't party. You won't have a leg to stand on if you tell people your mother is screwing up your life and you go out and do it for her. Try to get your father or another relative to help you. Apply for Pell Grants, any scholarship you can find, and talk to the Financial Adviser at your school to see if they have info on government forgiveness loans. These loans are forgiven if you choose to work in an area the U.S. government has a desperate need for professionals, like doctors, nurses, teachers, etc. If you can live with your mother for 18 years, you can do this for 2 and find another job somewhere else. I wouldn't try to get a job right now. The Pell Grant looks at your earnings as potential income and it may prevent you from qualifying for a Pell Grant. Rake in as much financial help as you can and get your own place. That may mean applying at another college. Stay in school and earn your degree. It is so important to have a college education later in life. It will offer you job security and mobility. An education is something NO ONE can ever take away from you. I wish you well in your situation. GL!

first let me say how sorry i am that u have to go through that and i think you can sew her for the 500 and not have to pay go on one of the tv judges so its free and make sure she gets what she deserves you shouldnt have to pay that at all your mom is horrible and it sounds like she takes all her crap out on you be strong fight this u need to know no body deserves a mom like that

Your mom stole your identity. That is very, very illegal. If you want you could probably have her arrested. If that is to much stress then sit down with a banker and explain the situation. Not sure if you will get the money, but at least you can correct this problem and not have your mom in jail. Although the bank may file charges against your mom.

You need to close the account and put fraud alerts on your credit report with all 3 of the credit reporting agency's. Also you need to check your credit report at least 2 times a year to make sure your mom is not using your Social Security number. From what Im reading here it seems as though she is capable of doing that. As for keeping the money I would have to say that if its in your account in your name then it belongs to you. Your mom seems to want to control you and your life. In this economy I wouldn't be going to school especially if you cant afford it. Be careful with getting into debt to go to school. You don't want to spend $50,000 or $100,000 in education to take a $30,000 a year job. Florida is one of the most expensive places to go to college. I had a friend who made that mistake and he is still paying for it 20 years later. I think you need to try things on your own. Some parents are too controlling and some use their children. Sadly that is becoming more and more common. Dont allow your parents to drag you down financially. We are in a massive depression and you dont need to ruin your credit for your mom. That could prevent you from renting, getting a job among other things. Id be concerned about your mom opening accounts and not keeping them current. That is going to drag you down for many years to come. Get a fraud alert on your credit reports NOW!

I'm sorry you are going through all of this. You seem like a good kid. Let's deal with this as a purely financial transaction first. The first thing you want to do is to close that account and get it settled as fast as possible. You want to be sure that you start your own financial life off as well as you can. This means making sure that that all accounts in your name are current and in good standing. Along these lines, the second thing that I would do pull a copy of your credit report. You want to make sure that there aren't any other accounts or loans out there in your name. You're 18 now, so any use of your name or SSN without your knowledge does constitute identity theft. I'm not saying that you want to prosecute your mother, but take this seriously. Pull a copy of your report regularly to check. Sometimes items like bank accounts or utilities only show up when they go past due. Now there is the whole issue of your relationship with your mother. I'm not a therapist and I don't know you personally, but let me take a stab. Based on the behavior you have outlines, your mother seems overwhelmed and unhappy. She might feel that the world has dealt her a bad hand. She has the responsibility of three kids and she has no time to herself while others around her do. She could subconsciously be looking for someone to blame. You are a perfect target. You're close to her, you graduated high school. You have nothing toeing you down AND you're about to start a life on your own. There is a ton of jealousy here. Her resentment may have gotten to point where her relatisnhip with you is damaged forever. Think about what makes you most happy here. Right now, you are what is most important. If you think you can handle the reaction that might result, tell your mother that you're sorry that things are how they are, but you need her love and support right now. All you want is for her to be happy for you and proud of you. That's what parents are all about.

Why should you pay?Your mom broke several laws by using a childs name for an account along with many older ways to break laws.Go to a court house and tell magistrate or cicil judge the situation and how it prevented you opening a rel account and the credit thing.Besides you should not pay for her fraud dept.If that fails get a lawyer & lock your mom up for your own good.