Savings with the Anglo Irish Bank?

I have a question for those who have a bank of America savings and checking account?

• i recently over drafted my account by accident, it is at -211.00. well, my question is, i have a paycheck that i would like to cash, and i usually do it for free at my bank, all i would do is ask them that i would like to cash my check, i swipe my card and they cash it in for me and give me my cash, BUT i dont know if this time they will deposit the money into my checkings account since it is overdrafted and has been for the past 3 weeks. I really need the money and don't want to try to cash it in, swipe my card, and they end up putting the money into my account instead of giving me the cash. Since i owe them. Or would they just cash it in for me regardless if its at negative???? ohhh and i have one more question, if i were to deposit my check into an atm, would i be able to deposit inot my savings account?? and if it does allow me to perform this transaction, could bank of america take money from my savings account? since i owe them 211 on my checkings? i do know that if i am enroleld in keep the change or overdraft protection that they will automatically take money from my savings, but i took off the overdraft protection and keep the change. so no longer enrolled. wondering if i could perform that trasaction without my money beings taken away. So pretty much, can i deposit a paycheck into savings account if my checkings is overdrawn without them reaching into my savings and putting it into my checkings. and can i cash a check at bank of america if im a bank of america member if my checkings account is overdrafted. thanks you.

• Answer:

  My previous experience with Bank of America has been uniformly bad and aggravating. I changed banks many years ago, never regretted that move. Many friends have had the same experience, many have departed for more customer-friendly, and lower-fee banks. In your case, you can try & ask the bank to get your question answered, likely it will be a frustrating experience - their customer service is abysmal. ( one of the worst in the industry )