Find solution
Can i add a car to my insurance in another state?

Adding car to insurance policy?

  • I just bought a car from a local used car dealership, and they tried to have my insurance company (All-state) add the car to my policy. But All-state refused because i'm not the policy holder, my dad is. So i left my car at the dealership and now i have to call All-state and add this car with my dad. I need to have All-state replace another car on the policy. What information will they request? I know that they will ask about the dealer and the car. Such as, the vin number, the millage, and others... But will All-state request information about lien holder?

  • Answer:

    They will need the VIN #, make/model/year and the mileage of this car. They also must have the lien holders name, since with a loan, you MUST have full coverage till it is paid off. Since in effect, till you pay off the loan, it is owned by the loan company. You might want to ask Allstate about "GAP" coverage, since if this car is ever in an accident and if the car is totaled, then the insurance company only pays ACV (actual cash value), NOT loan value. So, the Gap takes over and pays off the loan. If no Gap policy and if the ACV is less than the loan amount, you will still owe the loan company the balance. good luck

th3donki... at Yahoo! Answers Visit the source

Was this solution helpful to you?

Other answers

If you're not the policy holder, it's not YOUR car insurance! The name on the title of the car, the policy, the loan, and the tags all have to MATCH. You're going to need to buy a NEW policy with Allstate, in YOUR name. You'll need the year, make, model of the car, along with the VIN. Milage is irrelevant. You'll need the name of the lender, and their insurance mailing address (usually a different address than you mail your payments to). They'll need YOUR name, address, driver's license number, social security number, and date of birth.

mbrcatz

I don't think you understand insurance. If you are buying a car and it is being sold to you then you can only insure it on a policy that you own and are the "named insured" not a permitted driver. If you are "underage" you can not legally purchase a car. You can not assume your dad wishes to add the car to his policy.... He has to do it only after he has a bill of sale in his name. Making mistakes like this will surely invite All-State to consider your dad a special risk account.

Ken G

Lien holder is always important. It is not your policy. Only your father can make changes.

beau guss

your lien holder will require you have insurance on it and will want proof. if the car is financed they want to be first in line to get paid if its totaled

jj

If you don't know who the leinholder or bank is that's fine. They can be added later on to the policy.

car253

Related Q & A:

Just Added Q & A:

Find solution

For every problem there is a solution! Proved by Solucija.

  • Got an issue and looking for advice?

  • Ask Solucija to search every corner of the Web for help.

  • Get workable solutions and helpful tips in a moment.

Just ask Solucija about an issue you face and immediately get a list of ready solutions, answers and tips from other Internet users. We always provide the most suitable and complete answer to your question at the top, along with a few good alternatives below.