Will my moms insurance go up if i get my license?
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im 16 and i can get my license in a week. but my mom wont let me get my license until i get a job and i am able to pay for insurance. but i have a few friends who say i can get my license and the insurance wont cost any more. is it possible in the state of indiana to get my license and not have my moms premium go up?
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Answer:
That's not possible in any state I've ever heard of. Adding a new, inexperienced driver to a policy increases the premiums a LOT. I think your friends are mistaken.
Daniel at Yahoo! Answers Visit the source
Other answers
You moms insurance WILL NOT go up by you getting your license. It will ONLY go up if you are added to her policy. Those are two TOTALLY different things.
No, not in any state. When young drivers are added to their parents insurance the average that it goes up is $1000 a year.
In my state you can get a permit without insurance premiums going up. It's once you get the "real" driver's licence that insurance rates drastically go up. If you have friends that are telling you that you can get your "real" license and insurance does not go up, their heads are full of dog poop.
Yes, it will. Your friends have no idea what they're talking about - because their parents aren't making them pay the bill.
It is possible if you live somewhere else. Merely being related to her is not enough to make her insurance go up. It would only go up if you live in the same household as she does.
The insurance premium is different by company and not state. It will probably go up unless her insurance company has some deal where she can add you for nothing. A lot of insurance companies have a deal where as long as the parent is covered, they will cover the child.
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