How do you get credit without having a credit card?

How can I get a free credit report without a credit card?

Ok, I recently applied for a credit card and was denied. It said I had a delinquency on my credit. I've never done anything bad in my life. Never stole, never been arrested. All I can think is that maybe it's an old hospital bill or something. I'm looking to get a free credit report and everywhere I look online wants a credit card. How can I give them a credit card number when I don't own a credit card? Does anyone know of any sites for a free credit report where I can put in my information and get one, so I can get this matter resolved already?
Answer:

http://www.annualcreditreport.com

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You can get a free credit report at http://www.annualcreditreport.com - This is the real free site to get your credit report once a year without a credit card. - NOT freecreditreport.com

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