Next directory account?
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just opened a next directory account . went to basket / checkout . selected complete order . and it took me a page asking for my debit / credit card details ..... it says on my account page i have a limit of £250 . why does it say "As a new customer, help us confirm your identity. Please use, a Credit or Debit Card registered to the account holder's address to pay for this order " wil they actually take the money from my card , or jst need the info for credit check purposes ?
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Answer:
Be very very wary of Next Directories.You can have a credit limit of say £250 this morning and nil by tonight.The best and only way is to pay for the goods as soon as you have approved them.I had a limit of £1,500 one day and it was zero the next.No explanation or warning.I asked the reason why and they would not give one .I have never missed a payment or been late with a payment.There is nothing on the credit ref.agencies records and all I get told is"We operate a variable credit system"Be careful.
qwerty19... at Yahoo! Answers Visit the source
Other answers
They will take your c/c details to confirm your identity and also check your credit history etc. If they didn't then a lot of people could set up accounts and use the credit limit and not pay. They need assurance that you have a way of funding the payments in the future. Be wary though when buying on credit as the £250 might seem enticing but the interest rates are incredibly high so the dress that might cost you £30 could end up costing £50 which is how they make their money.
The NEXT Directory Account gives you instant credit so you can start ordering immediately. You can 'Try before you Buy' as you will have an 8 day approval period after you receive your goods. Interest (service charge) will start to be incurred from the date your goods are despatched.
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