PNC secure credit ? ?
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I recently got a secure credit from PNC .... my first credit card Ive had it for 1 month and im being an annoying 3 dollar fee. I dont know if I should cancel it or keep it and build a little credit. my parents are telling me to apply for a sears card or a kmart card. Does anyone know about secure cards and their cancelation terms ?
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Answer:
All secured cards carry a fee. Some may charge $3 a month, others may charge $36 a year - upfront. Keep the card to develop your credit. Store cards and regular cards are extremely hard to get. Apply for them, but don't cancell your PNC card until you get a regular card. In all honestly PNC is one of the best out there. $36 annual fee is a bargain Remember for best credit to replaced the money in full each month - no games
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