How to get credits cards lowered. Debt help?

Are you wanting your credit rate lowered,are are you wanting to settle your credit card debt? There is a bit of a difference on how to handle the matter. To get your credit card interest rate lowered you just have to keep calling your credit card company every week an asking them to lower your interest rate. To settle the debt on a Credit card you should call the company and offer them at least half of what you owe. Just tell them this is how much I can pay you that is all I have. More than likely they will take it because they would rather have you pay the bill than not get their money.

If your account is in very good standing, sometimes they'll lower your interest rate if you ask them to. If you're having a problem with credit cards, talk to someone at Consumer Credit Counseling Services. They'll work with you to pay off what you owe, and can often negotiate substantial decreases in interest rates