How long does Capital One credit card take to pay off so I can use to buy something online?

My sister is letting me use her credit card to buy something online. I'll give her the money, she'll deposit it to Wells Fargo and use it to pay off her Capital One credit card online (because her card is empty) and I'll buy the item. How long will it take?
Answer:

3-7 days

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Other answers

I am taking your statement of your sisters card being empty meaning it is maxed out. If that is the case, you may have to give her more money than what your purchase would be due to the interest she would be paying on her balance. At any rate, it should take about 3 to 5 business days for the account to be credited and you would be able to use it to buy something online. She really should pay down her card though. Her credit score is taking a hit by keeping it maxed out.

Use Your Noodle

My capital one receives payments the same day if you pay before 5pm est. It will take about two to three business days for the account to be credited and you can make your purchase.

ptrckcharger

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