What info do I need for debt validation letter?

How would you respond to this email? I don't want to give personal info, but am worried about credit report.?

• (I deleted the account and file numbers) I truly don't know how to respond. If this is a scam, the Experian company needs to know. If it's not, then I need to dispute it. EXPERIAN PORTFOLIO SERVICES 825 Highway 96 East, P.O. Box 64885 St. Paul, MN 55164-0887 November 25, 2009 RE: Nations Financial Balance Due: $1,283.01 Account Number: xxxxxxxx-xxx-xxx-xxx File Number: xxxxxxxxxxxxxxxx Dear Account Holder: Your account is past due and has been referred by Nations Financial to our agency for collection. The balance shown above is the amount due as of the date of this letter in addition to any late fees. This amount may change due to interest or other charges that may be added to the account after the date of this letter. This is a serious matter! If you respond, you may be able to avoid any further contact from us. Please contact us at [email protected] to discuss this obligation. We want to give you the opportunity to resolve this debt. If you cannot pay the full balance and are willing to make adequate payment arrangements, we can negotiate a repayment plan.We are a debt collector attempting to collect a debt and any information obtained will be used for that purpose. NOTICE Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid. If you notify this office in writing within 30 days from receiving this notice that you dispute the validity of this debt or any portion thereof, this office will obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification. If you request of this office in writing within 30 days after receiving this notice this office willprovide you with the name and address of the original creditor, if different from the current creditor.

• Answer:

  It's a SCAM. If it were really from experian, you'd be asked to reply to someone at experian.com, not at gmail! You should contact the REAL Experian and report this to them.