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What are the pros and cons of pre-paid debit cards?

Pros and cons of department store cards?

  • I do most of my shopping at Express and Old Navy and was considering getting their cards for the discounts and perks. I know their limits are low, usually $500, and their APR's are high. I wouldn't carry a balance and my credit score is about a 770. Does anyone have the cards and have anything good or bad to say. I appreciate it!

  • Answer:

    770 is an excellent score. As long as you pay the balance, there shouldn't be any problems. A credit score changes about every 12 months. I only have a Visa but my wife got a Kohls card so she can get discounts in the mail.

bcyoulet... at Yahoo! Answers Visit the source

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As long as you don't get to many. Having to many lines of credit or signing up for large amounts of additional credit all of the sudden can actually harm your credit score. Other than that if you pay them on time in full, you should have no problems.

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