What should I put on my business cards?

How do I get put of this situation? Business credit cards and personal credit cards behind?

• I've been dianosed with bipolar disorder severe level, and anxiety. I cannot work. All I receive is food stamps, $195 a month welfare cash and medical and I receive therapy and am under the care of a psychiatrist and on 3 different meds. I've had a business for 4 years selling self defense products. I quit this business because I didn't know how to keep records or anything. I just took orders and paid my supplier (drop shipper) by credit cards, personal and business credit cards... Well since May of 2004 I've been conducting business and I thought my supplier was 10-99 my income and I never knew I was suppost to file taxes because I'm not knowledgable on businesses or how to handle them... Well I've racked up nearly $100k in credit card debt. $30,000 of it business credit cards.. They are threatening litigation against me. I never made more than $2000 in a year despite my sales volume was $15000 according to my supplier. I've been carried on my parents income taxes as a dependent and I heard that is against the law since they knew I was making money. Now I am trying to file chapter 7 bankruptcy and I cannot put the business cards in or recently opened accounts in... My bipolar caused my misuse of cards since I opened my first of one of those capitalone cards for underage kids which my mom opened in my name and co-signed it and it led into this mess. I've already went in for a free consultation with a bankruptcy lawyer and he said my situtation is very complex because of the business cards and never filed income taxes.. I made no more than $10-12k in profits at most since 2004 -2009 in Jan when business closed which was just a website. No assets, no inventory. I just sold products for a drop ship company from NC called Tbotech. I am at a loss. The bankruptcy lawyer said he would get back in touch with me in 2 weeks. Now its been a month. So I guess that means I cannot file bankruptcy on all the debt because the business cards because of the income tax reasons... But I was carried on my parents income taxes and bipolarism is the cause of mishandling credit cards. What will come of this mess? I am so absent minded I couldn't handle tthe business or maintain the website because my bipolar got the worst it ever got in 2008-2009. I don't know how much more stress I can take because of my whole life and all the daily stress and paranoia I go through. Do you think there is a way I can get out of this mess? I am trying to use my mental problems here as justification to run up credit cards because I really didn't know the consequences before it was too late.. I have poor judgement and act on impulse. I never knew I was bipolar till Jan of 2009 after a legal matter but thats a completely different story which I asked a question on here about. All my credit cards were run up since age 17 but 2008 was the year that they all got ran up when my bipolar kicked in and depression. My dad thinks my "condition" will get me out of this mess. I don't think so. I have no idea what will happen. I own nothing but half of a car that me and my girl friend own and my clothes.. I basically used one credit card to pay the other till they ran out and I sold everything I bought to make the payments already... What will come of this mess?

• Answer:

  I suggest talking to a different bankrupsy lawyer if that one can't seem to get back to you. You should be able to put it all on there.