How to Improve Credit score to purchase a car?

Very slim chance. First pay off all debts in full. Then make several small credit purchases and pay them all off before the end of the month. Thats about your only chance. Good luck

I'm sorry, but you need a real shot of reality here. With that kind of debt, and much being collections, no one is going to give you a loan that you can afford for a NEW car!. You need to get that stuff paid off, and preferably send them a PFD letter (google it). That way the collections are not just paid, but also deleted. Get a nice, reliable used car. by the time you have that paid off...then check your FICO scores & you'll be in much better shape. One bit of advice I gave yesterday...get a used car, save, save, save your money...then buy a HOUSE! At the prices of homes & the rates these days...go with something that isn't immediately LOSE value...like a new car will. House = Equity & the house will be around for many years New Car = long, big payments & it might last 7 years. Me...2 used vehicles & a bad *** 100 year old house. House will always be worth more.

A credit score is based on a 12 month activity and usually goes up 5 to 10% per month providing you are paying on time. A good score is 660/749 so you should be at the level within the next 60/90 days.

it would take an act of God to get that score in 3 months and even then due to the recent collections no one will lend to you. You need to be clean for 2 years as well as a decent score, Best cheapest way to establish credit is a secured bank loan pay off over 7 months and repeat until you can get an unsecured one. Getting a CC to start your file is not only stupid because even if you get one the limit will be so low you will cause more harm then good using it it is stupid because until you have practice paying debts CC offer to much freedom

Unfortunately, there’s no one magic trick that can pump up your score by a certain number of points. Everyone’s situation is different and there are just too many variables that come into play. But don’t worry, increasing your credit doesn’t have to be difficult or take a decade. As long as you don’t have serious black marks on your report, like a bankruptcy or foreclosure, you can try to pay down your credit card balances. Reducing your overall debt that’s on your credit report is a very effective way to jack up your credit score. But if you don’t have the funds to do that, consider taking a loan from a family member or friend. That doesn’t reduce what you owe, but it does move debt off your credit report and give your credit score a quick boost. Have at least 3 reported to Transunion, Experian and Equifax lines of of rated credit might also helpful. Lastly, try to dispute your credit card score, a study showed more than 38% of credit report contained errors enough to be denied credit and turned down for a job or car insurance. Use certified priority mail. Raise Improve Increase scores up to 50 points free.