Are they going to Repo my car?

Ok.. so I am 2 car payments behind the month of (April,May) I've had the car for a couple years and am just about finished paying it off well the problem is.. I dont know if the dealer has sent any letters about possibly Repo'in my car as it is under my Ex-Bf's name and they did not have my direct address .. i tried contacting my ex with no success... the reason I think they are looking to repo it is obviously I'm behind (which has never happend before) and 4 men in a SUV came to my home yesterday and knocked on the door horribly almost as if they were law enforcement (i know i''m not in trouble with the law) I did not open and remained quiet they eventually left but left no paper work behind.. Idk if this is how they go about gettin a car back but I was terrifed! i didnt know if they were coming to get the car which is outside.. or if they were coming to do something to me!!
Answer:

You are now three payments behind as this is June so yes they will repo your car...if the car is registered in your ex's name, you are ruining his credit..very unfair of you. They will have sent all the info to him. You need to drive over to his place with the money and settle this.

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Other answers

Did you purchase the car from the mafia?

They don't send you warning letters when they are about to repossess your car, that would just give you opportunity to hide it. If you are behind on payments, and haven't communicated with the lender to make arrangements to get caught up, chances are you are on the list to have your car taken. Better make that call.

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