What is a structured settlement?

What is a structured settlement?

  • I'm going to the lawyer this week and I have a feeling that the pay will be based on a structural basis. We would like one big lump sum to pay off debts. I know the lawyer said somthing about receiving 50,000 check for medical,but I have the feeling the other part is gonna be structural. I really don't understand all of this,i would rather take half of it all in one lump sum.

  • Answer:

    Instead of getting everything at once, they will make monthly payments to you. Make sure that if they were to offer that, have them account for inflation and everything. Because the value of the dollar decreases the longer they have your money. So make sure they do a present value calculation to make sure that your future value matches with your present value.

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An installment pay-off like a loan, only u get paid each month instead of making a payment. When some1 offers u a structured settlement, there usually hoping that you will die b4 u can receive all your money.

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