Questions about car insurance agents.

What questions do car insurance agents ask?

• We're thinking of changing insurance companies. I want to do some calling around for quotes. What kind of questions should I be prepared to answer, aside from what model/yr of the vehicle, my age, etc.

• Answer:

  They want to know basic questions to determine the type of driver you are the the type of driving you do. Age, marital status, address, where you work, how much you earn, how far is your commute. Who will be driving the car. If the driver is young they want to know their grades and their GPA (yes, it matters). Of course they also want to know what kind of coverage you want, what your deductibles will be and how and when do you plan on paying for the policy. None of the questions are difficult, they just ned to qualify you as a customer and determne what policy to give you a quote on. When calling around make sure you ALWAYS compare identical policies. Make sure the deductibles are the same and the coverage limits are the same. If you don't, you won't have an acccurate or equal comparison.