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Did your insurance premium go up after an accident that was your fault?

Rear end car accident-Insurance says I'm at FAULT?!?

  • I was driving along, following a driver that was going slow. He slammed on the breaks and caused me to hit his car. He didn't have a reason for slamming on the breaks either. Now the insurance says I'm at FAULT, not the driver in front of me. He caused the accident by slamming on his breaks for no reason, not me. Why should I be at fault for an accident caused by the other driver? His insurance should pay me for my car and injuries, not the other way around. His insurance premium should go up, not mine. He's at fault not me. What should I do?

  • Answer:

    Yo Dipstick! Tailgating is ILLEGAL in all 50 states. Patient people don't tailgate. Only jerks that don't leave enough time and have to SPEED (also illegal). Slow down; don't push; smell the roses.

Ben at Yahoo! Answers Visit the source

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obivious answer is its your fault for tailgating,,..doesnt matter what GUY AHEAD OF YOU does..YOU didnt pay attention and stop...sorry you can't see your own driving csused it

Don't tailgate. Stop being immature and Grow up! Think about drivers ed , did they tell you to leave sufficient space to stop? well did you on that day? Obviously not, otherwise you wouldn't be complaining right now.

Where you driving too close? Yes. Your fault.

It is the responsibility of the driver in the rear to maintain control of his vehicle, and also maintain a safe distance and speed when following someone. You must be prepared for any eventuality, including the car in front of you stopping suddenly - no matter the reason. You are at fault, and your insurance needs to cover his damages.

YOU hit HIM...end of.

you are at fault here because you did not give enough space between your vehicles. impatience causes accidents as you have found out.

You are at fault. YOU caused the accident by either following too close or not paying attention. Any car can stop suddenly for any reason, which is why you are required to maintain a safe following distance.

Not paying attention. ALL rear enders are the fault of the one behind.

You may not like to hear this, but you are at fault. The reasoning insurance will use in this instance is that you were not maintaining a safe following distance or were not paying attention. If you take a look at the drivers manual it says (in NJ) to keep one car length between you and the car in front of you for every 10mph you are traveling. For instance, driving at 50mph means you should have a distance of 5 car lengths between you and the car in front of you. Regardless of the reason the car in front of you slammed on its breaks, if you were maintaining a safe following distance, paying attention, and your vehicle was properly maintained, there should be no reason for you to strike the car in front of you. In reality, not many people abide by this basic rule of thumb but it is still the right thing to do if you don't want to cause a fender bender.

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