Find solution
How to open a swiss bank account?

How do i open a bank account while im on check systems in CA?

  • i just got denied opening an account at CHASE BANK today because i am on check systems. im on check systems because i owe Bank of America about $385.00 and also U.S Bank closed my account due to a returned check that was for $5,000 which i did not withdrawal. So they mailed me my remaining money that i had in my account as a check and put me on check systems as fraud. although i had no idea someone wrote me a bad check so it wasn't my fault. Now i am in need of an Bank account does anyone know which bank will still open one for me? I live in Sacramento, CA. Thanks

  • Answer:

    All major banks use Chex to vet new accounts. You are out of luck until you clear your past due amounts with all the banks that you owe funds to. There are a few credit unions that may not check and possibly some small local banks. You will have to do the footwork. They don't publish this info by design....

eric at Yahoo! Answers Visit the source

Was this solution helpful to you?

Other answers

All major banks use Chex to vet new accounts. You are out of luck until you clear your past due amounts with all the banks that you owe funds to. There are a few credit unions that may not check and possibly some small local banks. You will have to do the footwork. They don't publish this info by design....

cainvest...

Once you are in Chex you normally cannot open an account any bank for 5 years. There are two issues that show you are a risky client - you owe money to your bank, and you committed bank fraud by depositing a bad check. They don't know that you were the victim of a check scam if you did not file a police report. Otherwise they know nothing about you and have no idea that you did not attempt to defraud the bank by depositing a check you knew was bad, especially if you already owed money to the bank You need to pay off that $385 ASAP before anything else, then depending how long ago it was that you received the bad $5000 check, file a police report, bringing copies of any emails, letters, etc you got from the person who paid you. THEN go into your B of A branch and meet the manager to try and sort things out - show that you have repaid the outstanding debt and show the police report as proof you didn't know the check was bad and that you were the victim of the crime, not the perpetrator

Kittysue

Once you are in Chex you normally cannot open an account any bank for 5 years. There are two issues that show you are a risky client - you owe money to your bank, and you committed bank fraud by depositing a bad check. They don't know that you were the victim of a check scam if you did not file a police report. Otherwise they know nothing about you and have no idea that you did not attempt to defraud the bank by depositing a check you knew was bad, especially if you already owed money to the bank You need to pay off that $385 ASAP before anything else, then depending how long ago it was that you received the bad $5000 check, file a police report, bringing copies of any emails, letters, etc you got from the person who paid you. THEN go into your B of A branch and meet the manager to try and sort things out - show that you have repaid the outstanding debt and show the police report as proof you didn't know the check was bad and that you were the victim of the crime, not the perpetrator

Kittysue

Related Q & A:

Just Added Q & A:

Find solution

For every problem there is a solution! Proved by Solucija.

  • Got an issue and looking for advice?

  • Ask Solucija to search every corner of the Web for help.

  • Get workable solutions and helpful tips in a moment.

Just ask Solucija about an issue you face and immediately get a list of ready solutions, answers and tips from other Internet users. We always provide the most suitable and complete answer to your question at the top, along with a few good alternatives below.