How to expand the business?

How can I expand my business and get a credit card to track business expenditures against income?

• I want to validate and solidify my business so I can expand and grow. I did really good in 2008, my company is 3 years old, I never tracked my income much I just know it was more than enough to be comfortable. I have never used a credit card before, my credit is insufficient to do anything like finance a car or home and I want to establish an excellent credit score before I start to do other stuff where credit is the main factor and basis of payment. I have a low credit score now and I want to know what the different terms mean, IE revolving credit, insufficient credit, delinquent accounts or any other terms utilized by companies. I especially want to build superb credit and expand my business. My line of work is the entertainment industry.

• Answer:

  a; my dad was a pianist for 65 years! b; terms; revolving credit; a line of credit--use it as you wish and more becomes available as you pay it down insufficient credit; you want something of higher price than a credit card company thinks you can "handle." [correlate that to having a lady sign a note higher than her vocal cords have been trained to handle.] delinquent accounts; any account that you are paying on but where you have either not paid the minimum amount due or not when the agreement with the credit card says they must have your payment. I can guide you further. also, you sound like the perfect candidate for a CPA.