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What bank is the best place to open a credit card account for the first time as an 18 year old?

  • Answer:

    When I was 18 first time credit holder, it was hard for me to find a bank that would approve me for a credit card, capital one approved me. Good luck and don't take out a lot of credit cards. The are addictive but in a bad way..

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When I was 18 first time credit holder, it was hard for me to find a bank that would approve me for a credit card, capital one approved me. Good luck and don't take out a lot of credit cards. The are addictive but in a bad way..

AnneHear...

Get a checking account first. You will get a debit card with your name on it that you can use anywhere. Google your local banks and look at the minimum requirements and fees they may have on checking accounts. Your second step will be to build a savings account. Do this after you know you can maintain at least 1 months salary in your checking account. First things first, ok? You can worry about credit later after you become financially stable.

Go with the flow

in usa? You are not going to get a CC till 21 earliest without a parent co signer that is the law. A CC is the dumbest way to establish credit be smart Best cheapest way to establish credit is a secured bank loan pay off over 7 months and repeat until you can get an unsecured one. Getting a CC to start your file is not only stupid because even if you get one the limit will be so low you will cause more harm then good using it it is stupid because until you have practice paying debts CC offer to much freedom

Calvin C

At 18, you will be hard pressed to find a bank or credit card company that will take you on. Are you employed full time? For how long? Those under 21 now have to prove income or have a parent cosign in order to get credit cards.

Use Your Noodle

Most banks don't issue credit cards. You need something like Visa or Master Charge.

Hannah

I have many young friends who have credit cards from Wells Fargo u should check into their credit cards

lilhaze1

At 18, you will be hard pressed to find a bank or credit card company that will take you on. Are you employed full time? For how long? Those under 21 now have to prove income or have a parent cosign in order to get credit cards.

Genuine Guidance

Get a checking account first. You will get a debit card with your name on it that you can use anywhere. Google your local banks and look at the minimum requirements and fees they may have on checking accounts. Your second step will be to build a savings account. Do this after you know you can maintain at least 1 months salary in your checking account. First things first, ok? You can worry about credit later after you become financially stable.

Go with the flow

in usa? You are not going to get a CC till 21 earliest without a parent co signer that is the law. A CC is the dumbest way to establish credit be smart Best cheapest way to establish credit is a secured bank loan pay off over 7 months and repeat until you can get an unsecured one. Getting a CC to start your file is not only stupid because even if you get one the limit will be so low you will cause more harm then good using it it is stupid because until you have practice paying debts CC offer to much freedom

Calvin C

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