How much is insurance for a dual purpose/enduro motorcycle?
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I am interested in buying a dual purpose/enduro bike however i am unsure about the insurance costs. I am only eighteen so im guessing it would be high, but if i buy something around 250cc, would it be cheaper? I still havent got my M license because i dont know how much insurance is. I am only looking for a ball park answer. Thanks
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Answer:
I'm assuming you live in Ontario, Canada. You should be careful to make sure that the bike you are buying is street legal. If it is then it can be insured by a motorcycle policy (as opposed to an off-road policy which doesn't cover for street use), however in your situation you're probably looking at the Facility Association (FA), which is the insurer of last resort in Ontario. The FA isn't exactly known for having reasonable rates, but they will insure those who no one else will insure. a 250cc would be a cheaper bike to insure, but in your situation that just means the price to insure will just be crazy rather than insane.
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Other answers
I'm assuming you live in Ontario, Canada. You should be careful to make sure that the bike you are buying is street legal. If it is then it can be insured by a motorcycle policy (as opposed to an off-road policy which doesn't cover for street use), however in your situation you're probably looking at the Facility Association (FA), which is the insurer of last resort in Ontario. The FA isn't exactly known for having reasonable rates, but they will insure those who no one else will insure. a 250cc would be a cheaper bike to insure, but in your situation that just means the price to insure will just be crazy rather than insane.
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