Can I legally drive my fiances mothers car; will her insurance cover me?

I have got full licence, no car and no insurance cover. Can I drive a car that has third party insurance?

  • I need to drive some cars that have third party insurance cover from the owners to a new owner's place. I have full licence, I don't have a car and I don't have my own insurance. Do the owners need to add me to thier policy since I just want to drive it ones and away from them. If so would it cost them money?

  • Answer:

    Unless the company you work for has it's own insurance covering the job you are doing & the car you are driving then no not legally.

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Other answers

you would need to be a named driver or you wont be covered. How much it costs will depend on your driving history and the policy of the insurance company. You are definitely not covered unless you are named, even then you will only be covered 3rd party.

ginger

you would need to be a named driver or you wont be covered. How much it costs will depend on your driving history and the policy of the insurance company. You are definitely not covered unless you are named, even then you will only be covered 3rd party.

ginger

Unless they have 'any driver' cover, which is unlikely due to the cost, they would have to add you individually for you to be insured.

bobman

Unless they have 'any driver' cover, which is unlikely due to the cost, they would have to add you individually for you to be insured.

bobman

Generally speaking, the answer is no. From the sound of it, you intend to drive a car once, and away from the owners. I'm guessing that this is because you intend to buy the car. Several car insurance companies do have temporary policy plans that will allow you to legally drive a car for up to two weeks up until you either SORN it or get a proper policy. If this is the case, the current owners of the car have no obligation to add you to their policy. It would cost them money to add you as a named driver. - Furthermore, it is unlikely they would want to do that anyway. - Would you pay to cover a complete stranger to drive a vehicle you no longer have any control over? You'd end up with huge problems if that stranger ended up totalling the vehicle. The only other conditions where you can drive someone else's car without being a named driver is if you are yourself covered as a fully comprehensive policy holder, and you have express permission from the insured owner. (Even then, you have to check your insurance policy to make sure ou are covered), or the owner of the car is in the car with you. - Other than that, driving a car under any other circumstance is illegal, and will lead to points on your lisence, and the car being seized.

Trelloskilos

Generally speaking, the answer is no. From the sound of it, you intend to drive a car once, and away from the owners. I'm guessing that this is because you intend to buy the car. Several car insurance companies do have temporary policy plans that will allow you to legally drive a car for up to two weeks up until you either SORN it or get a proper policy. If this is the case, the current owners of the car have no obligation to add you to their policy. It would cost them money to add you as a named driver. - Furthermore, it is unlikely they would want to do that anyway. - Would you pay to cover a complete stranger to drive a vehicle you no longer have any control over? You'd end up with huge problems if that stranger ended up totalling the vehicle. The only other conditions where you can drive someone else's car without being a named driver is if you are yourself covered as a fully comprehensive policy holder, and you have express permission from the insured owner. (Even then, you have to check your insurance policy to make sure ou are covered), or the owner of the car is in the car with you. - Other than that, driving a car under any other circumstance is illegal, and will lead to points on your lisence, and the car being seized.

Trelloskilos

you need your name on an insurance policy for all motors that you wish to drive on the highway everyone knows insurance is mandatory for all drivers on the road except you apparently and yes this will have a cost

David F

Unless the company you work for has it's own insurance covering the job you are doing & the car you are driving then no not legally.

Mike Grant

you need your name on an insurance policy for all motors that you wish to drive on the highway everyone knows insurance is mandatory for all drivers on the road except you apparently and yes this will have a cost

David F

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